🔓 Pay once, yours forever ● 📐 Transparent formulas you can see ● 🚫 No subscriptions, no upsells ● 🔒 Your data stays yours ● 📊 Built by people who use them ● 💡 Real depth, no gimmicks ● 🧮 Works in Google Sheets ● ✏️ Every assumption is editable ● 🎓 Learn the math, don't just trust it ● 🤝 Share with your partner ● ⚡ Up and running in minutes ● 💼 Pro-grade planning at a fair price ● 🔓 Pay once, yours forever ● 📐 Transparent formulas you can see ● 🚫 No subscriptions, no upsells ● 🔒 Your data stays yours ● 📊 Built by people who use them ● 💡 Real depth, no gimmicks ● 🧮 Works in Google Sheets ● ✏️ Every assumption is editable ● 🎓 Learn the math, don't just trust it ● 🤝 Share with your partner ● ⚡ Up and running in minutes ● 💼 Pro-grade planning at a fair price ●

MoneyMatters.
Personal finance, simplified

Smart tools for smart money decisions.

Transparent financial calculators — built to be understood, owned, and adapted to your life.

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Investing

Investment Management Tool

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Helpful resources

SEC

SEC investor guidance

Free financial planning tools from the U.S. Securities and Exchange Commission.

 IRS

IRS interactive tax tools

Interactive Tax Assistant — answer tax questions and get instant guidance.

 CFPB

Consumer Financial Protection Bureau

Trusted government resources for budgeting, credit, and consumer protection.
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Video

What is financial planning?

A clear introduction to building a financial plan.