MoneyMatters.
Simple financial guidance shouldn't only be for people born into access to it.
Our founder, still working on Wall Street today, kept watching the same gap: people with generational wealth throwing it away, and new entrepreneurs building empires, neither ever getting advice from the right people at the right time.
Free financial content is everywhere. Free guidance that tells you what to actually do next is not.
Fed up with information that stops at educational and never gets to actionable, the idea for MoneyMatters started taking shape: not another article, a real diagnostic you can act on.
So we built the opposite, and we're building it with you.
A free diagnostic, every formula visible, advisors vetted before they ever see your name. The MoneyMatters team keeps building the tools you actually need, shaped by your feedback, not decided behind closed doors.
How it actually works.
The 3-step path
See where you stand
Take the free Financial Health Score or Net Worth diagnostic. Under 2 minutes, no signup required to start.
Go deeper for free
Use the Budget, Retirement, and Investment tools directly on the site. Every formula is visible, nothing is hidden.
Level up when ready
$5/month unlocks advanced tools and advisor Q&As, or get matched with a vetted, fee-only advisor directly.
Where the money goes
MoneyMatters is free because advisors in our network pay us when you choose to connect, not you. That fee never affects your match: every advisor is CFP®-certified, fee-only, and fiduciary, full stop.
Your data is only shared when you explicitly choose to connect. Never by default, never sold to anyone else.
What "vetted" means
Transparent math.
Every formula behind every tool is visible: your Financial Health Score, retirement projection, and recommended allocation, all showable, not a black box.
Vetted, not sold.
Every advisor holds CFP® certification, is paid fee-only, and owes you fiduciary duty. We don't sell your data.
Free to start.
The diagnostic and every basic tool are free, no signup wall. $5/month unlocks advanced tools, webinars, and advisor Q&A.
Real depth.
Built by people who use these tools to plan their own finances, not marketers chasing the latest trend.
Questions
What's actually free?
The Financial Health Score and Net Worth diagnostics, and the Budget, Retirement, and Investment tools: all free, no signup wall to try them. Creating an account (via a magic-link email, no password) saves your results and unlocks the community and advisor matching.
What do I get for $5/month?
Advanced versions of the tools, new tools as we release them, explainer and how-to videos, webinar access, and advisor Q&A sessions. One subscription, everything included, no per-tool pricing.
Is this financial advice?
No. MoneyMatters tools are educational. For decisions with major consequences, connect with one of our vetted advisors or another licensed financial professional.
How do you actually vet advisors?
Every advisor in our network is confirmed CFP®-certified, fee-only (no commissions), and held to a fiduciary standard before they're allowed in front of any user. See where the money goes for the full picture.
Getting a hold of your own circumstances is the only place to start.
Walk into an advisor's office already organized, instead of showing up with a pile of paperwork and no clear starting point. MoneyMatters gives you that leverage as the client, because the advisor is supposed to work for you. Not the other way around.