MoneyMatters.MoneyMatters+
Most advisors cost you a percentage of your money for as long as you're a client. Here, $5/month gets you every tool we build — and connecting with a vetted, fee-only advisor is always free.
Why the model is different
Elsewhere, advisors gatekeep by asset minimums, and firms profit whether or not their advice actually helps you. Here, you already know your numbers before you ever talk to anyone — the diagnostic and every basic tool are free, no account required.
When you're ready for more, you choose whether to connect with an advisor. Every one is independently vetted for CFP® certification, fee-only pay, and fiduciary duty — and that connection costs you nothing. The $5/month is for the toolset, not for access to a person.
What's included
One subscription. Everything beyond the free tools, in one place.
- Advanced Budget & Investment tools, with deeper modeling
- Every new tool we release, included automatically
- Explainer videos and live webinars
- Advisor Q&A sessions
- Full community access
Frequently asked questions
Do I have to join MoneyMatters+ to talk to an advisor?
No. Advisor matching is free whether or not you're on MoneyMatters+ — it unlocks once you've taken your Financial Health Score, not once you've paid.
What if I just want the free tools?
Stay free as long as you like. The diagnostic and the Budget, Retirement, and Investment tools have no signup wall and never require a subscription.
Can I cancel anytime?
Yes — no lock-in. Cancel anytime and keep access through the end of your billing period.