MoneyMatters.Basic Budget Tool.
See WHERE your money is going relative to HOW it should be going — enter your numbers below and the breakdown updates instantly.
Quick Start
The Basic Budget Tool compares what you actually spend each month against widely-used budgeting guideline percentages.
- Enter your monthly take-home income, then what you actually spend in each category. Results update as you type — nothing is saved or sent anywhere.
- Each category shows your actual % of income against a recommended target %, with a tag flagging whether you're on track.
- The "recommended" dollar amount is simply that target percentage applied to the income you entered — a frame of reference, not an exact figure for your household.
- The key to driving the most value out of this tool and all our tools is establishing a foundational understanding of your financial situation. The next step is to share this information with a trusted financial advisor to help you make the right choices to improve your financial health.
Your monthly numbers
Monthly spending by category